Banking capabilities
exposed as APIs
Raise Payments API Banking allows businesses to embed banking functions directly into their systems — without building or managing banking operations themselves.
- Virtual accounts for automated collections
- Account validation before payouts
- Instant fund movement with settlement control
- Real-time callbacks & transaction lifecycle logs
Why API banking is needed
Manual reconciliation
Traditional bank statements make it difficult to identify which customer made a payment.
Payout failures
Invalid account details lead to failed payouts and operational delays.
Delayed settlements
Funds remain stuck in intermediary accounts, affecting cash flow.
Core API Banking capabilities
Virtual Accounts
Generate unique virtual accounts for each customer, order or channel. Incoming payments are automatically mapped and reconciled without manual intervention.
Account Verification APIs
Validate beneficiary bank details before initiating payouts to reduce failures and retries.
Instant Settlements
Control when and where funds are settled — enable T+0 or scheduled settlements with real-time balance visibility.
Callbacks & Webhooks
Receive real-time transaction updates for success, failure and pending states to keep your systems in sync.
Who uses API Banking
Build financial workflows
without banking complexity
Use Raise Payments API Banking to automate money movement, reduce failures and gain full operational visibility.
Talk to our team